Terms of Use

This page was last updated on December 9th, 2024.

Preamble

Your use of this website is subject to the following terms. We may update these terms from time to time and it is your responsibility to check this page regularly as the most recent terms take effect as soon as they are published. By using this website, you are signifying your implied acceptance to the terms as published on this page.

Liability

This website comes with absolutely no warranties or guarantees of any kind. Your use of this website is at your sole risk and responsibility. We do not guarantee, represent or warrant that:

(a) the website will be uninterrupted, secure, timely or error-free; or

(b) the information published on the website is accurate, relevant, timely, up to date or error-free.

We will not be responsible for any losses or damages incurred to you or to any third party as a result of your use of this website, even if we are aware or were made aware of the possibility of such losses or damages.

Our website may be modified or discontinued at any time without notice to you. We may alter or remove any information published on our website at any time. Any reliance you place on the availability or timeliness of the website or the information published thereon is at your own risk and responsibility.

Payments

If you issue a chargeback against us, or cause a chargeback to be issued by the account holder as a result of your negligence or willful misconduct, you agree to pay us on demand an administration fee of BBD $185 for each chargeback plus the full amount in dispute.

If you fail to pay for any outstanding debts or invoices within four weeks after their due date, we reserve the right to pass this outstanding balance onto a debt collection agency for recovery action. Upon which your outstanding debt will be with the appointed debt recovery agency and no further late payments will be accepted by us to settle it.

Indemnification

You agree to indemnify, defend and hold harmless us and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers and employees, harmless from any and all claims or demands, including (without limitation to) reasonable attorneys' fees, made by any third party due to or arising out of your breach of these terms, or your violation of any law or the rights of a third party.

Publishing Content

You are solely responsible for the content and material you publish on this website. Any content or material you publish on this website may be seen by others. Never publish anything that is confidential, sensitive or personally-identifying.

We reserve the right, but not the obligation, to alter or remove any content or material published on the website.

Privacy Policy

Google Analytics

We use Google Analytics to collect anonymous information about how visitors are using our website and where they are coming from. We do not collect information to personally identify you and we do not allow Google Analytics to store your full IP address. Using Google Analytics allows us to:

(a) understand what websites are referring visitors to us;

(b) discover what country our visitors are coming from;

(c) learn what pages visitors are accessing and when;

(d) identify what browser and operating system visitors use; and

(e) analyse and identify website usage patterns.

You can prevent Google Analytics from collecting information from your visit by installing the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout.

Mouseflow

We use Mouseflow to collect anonymous information about how our visitors are using our website, how they interact with our website and where they are coming from. We do not collect information to personally identify you and we do not allow Mouseflow to store your IP address. Using Mouseflow allows us to:

(a) understand what websites are referring visitors to us;

(b) discover what country our visitors are coming from;

(c) learn what pages visitors are accessing and when;

(d) identify what browser and operating system visitors use;

(e) analyse and identify website usage patterns; and

(f) visually see how a user interacts with our website via their mouse or touchscreen.

You can prevent Mouseflow from collecting information from your visit: https://mouseflow.com/opt-out.

Enforcement

Any failure on us to exercise or enforce any term or condition shall not in any way constitute a waiver of such term or condition, or impact our ability to exercise or enforce it at any time.

Nothing in these terms confers or intends to confer any rights on third parties. You and we expressly exclude any rights of third parties who may otherwise be entitled to enforce these terms as if they were a party to it.

Except for claims or causes of action relating to the copyright, design, trademark, trade dress or patent rights of either party, you and we agree that any claim or cause of action relating to, arising out of or in connection with these terms or any manner relating to this website, must be commenced within one year after the cause of action arises, or such claim or cause of action shall be forever barred.

These terms constitutes the entire agreement and understanding between you and us, and supersedes any prior understanding, agreement or arrangement, whether made orally or in writing, between you and us (including, without limitation to, any prior versions of these terms).

Governing Law

These terms shall be governed by and construed in accordance with the laws of Barbados under the non-exclusive jurisdiction of the Barbadian Courts with no regard to differences in laws or principles thereof.

If any term or condition is found to be unfair, unenforceable or illegal by a court of competent jurisdiction, then that term or condition shall be severed as if it was never contained in the agreement, and the remaining terms and conditions shall continue in full force and effect, and continue to be fully binding and enforceable.